Built by a former dealer GM — now on your side

The deal
just flipped.

Everything the dealer knows about your lease — money factors, residual manipulation, backend markups, tier tricks — now in your hands. In real time. At the desk.

"For 10 years I was on their side. I know every number they hide and every script they use. I built the tool you wished you had walked in with."

Launching soon. Join the waitlist for early access + launch day discount.

4M+
U.S. lease transactions every year
$2,176
Extra cost from a single money factor markup — on one deal
10yrs
Insider experience behind every feature
$14.99
To flip all of that in your favor

The lease office is designed against you.

Dealers have the rebate sheet. They have the money factor. They have the tier matrix. They have the scripts. Until now, you had nothing.

The money factor markup
The base money factor is on the manufacturer's rebate sheet. Dealers mark it up 1–2 points and you'd never know — it doesn't show as a line item. On a $38,500 lease going from 0.00200 to 0.00300 that's $60/month extra — $2,176 over the term.
The residual sandbagging trick
A lower residual means a higher payment. Dealers sometimes present a residual below the published rate — especially early in negotiations. The difference can be $30–$50 per month on a $40K vehicle.
The tier classification game
Many manufacturers treat Tier 1, 2, and 3 identically for lease rates — but dealers tell customers they're "only Tier 2" to justify a higher money factor. Most customers accept it without question.
The backend product sweep
The finance office pitch — GAP, extended warranty, paint protection, wheel and tire — is where the real profit lives. On a lease, most products are either redundant or useless. You need to know which ones.

A money factor markup doesn't look like much. Until you do the math.

This is the actual formula dealers use to calculate your lease payment. Try it yourself.

Live lease payment calculator

Adjust any number. See exactly how a money factor markup inflates your payment — and your total cost.

Your deal numbers

Payment breakdown

Residual value
Adjusted cap cost
Depreciation / mo
Base finance charge / mo
Dealer finance charge / mo
Base payment / mo
Dealer payment / mo
Extra per month
Total overcharge
Enter your numbers above.

Every tool you need. Right when you need it.

Seven screens. All connected. Built for the moment you're sitting across from the finance manager — not for reading at home later.

01
Lease decoder
Input the numbers from the rebate sheet and instantly see if you're being marked up — with the exact dollar amount over the full lease term.
02
Negotiation scripts
Word-for-word scripts for every stage — just arrived, at the desk, finance office. Know exactly what to say before they run their playbook.
03
Backend product decoder
Every finance office product with what the dealer actually pays, what they charge, and the exact line to use when they pitch it.
04
Mileage planner
Calculates whether to prepay extra miles at the lower upfront rate or pay overage at lease-end. Shows exact dollar savings side by side.
05
AI document scanner
Photograph the buyer's order right at the desk. AI flags every issue — markups, low residuals, overpriced add-ons — with a plain-English verdict.
06
Lease-end module
Buyout decision calculator, return inspection checklist, and the full guide to your three options — including how to handle a refused buyout.
07
Deal Vault
Save and track every deal you're comparing — dealer, vehicle, money factor, payment, status. Your negotiation CRM.
"I spent 10 years building the playbook dealers use against you. Every hidden markup. Every pressure script. Every product they push because ownership has a financial stake in it. I know it all — because I used it all. Flipped is how I make that right."
— Flipped founder, former General Manager, 10 years in automotive retail
The rebate sheet is real. Every manufacturer releases monthly residuals, money factors, and rebates. Dealers have it. You can ask to see it. Most customers never know to ask.
Tier 1, 2, and 3 are often the same rate. Dealers use tier language to make your credit sound like a liability. The tier matrix tells a different story.
The finance office is the most profitable room. More gross profit is made in that 20-minute session than anywhere else in the dealership. Walk in without Flipped and you're walking in blind.
High residual = lease-only deal. A high residual lowered your monthly payment. It also means the manufacturer priced the car to come back. Do not buy it out at lease-end.

Other apps stop where Flipped starts.

FeatureFlippedTrueCarEdmundsLeasehackrCarEdge
Real-time lease decoderPartial
Money factor markup detector
Word-for-word negotiation scriptsPaid coaching
Backend product markup guidePartial
AI buyer's order scanner
Deal Vault — track all your deals
Lease-end buyout calculatorBasicBasic
Mileage prepay vs. overage calc
Built by a 10-year dealer insider
Price$14.99 onceFreeFreeFree / $99/yr$99–$299

One payment. Every weapon.

You're about to sign a 3-year, $35,000+ commitment. The only question is whether you walk in informed.

$2,176
average money factor markup cost
vs.
$14.99
cost of Flipped
Reactivation
Still Shopping?
$7.99
another 30 days · one-time · no subscription

Perfect for: your access ran out but you're still negotiating. Pick up right where you left off.

  • Full access restored instantly
  • Everything from your original purchase
  • Use as many times as you need
  • Lease negotiations rarely last longer than 60 days — so most people never even need this
Lifetime
Lease for Life
$49.99
one time · every future update included · forever

Perfect for: if you lease every 2–3 years, you'll use Flipped again. Pay once and it's always there.

  • Everything in Full Access — permanently
  • Every future feature, free forever
  • 3 leases at $14.99 each = $44.97. Lifetime = $49.99. Math is easy.
  • Pass it on — use it for every car you ever sign

Every tier includes every feature — no locked screens, no upsells inside the app.
Waitlist members get a launch-day discount applied automatically.

Be among the first in the room with the edge

First to know. First to flip.

Flipped launches soon. Get on the list now for early access, a launch-day discount, and a free insider guide: "5 things dealers do to every lease customer."

Early access before public launch
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